Career & Money

Raising Capital For An Online Negosyo

Paano ba?



It's true that most Filipino families dream of having a successful business to help them financially and provide for their growing familiespambayad sa tuition, sa pagkain, sa mga damitpero paano nga ba magsisimula? Some say that you need diskarte and a great idea to start with, but you need money to spend before you make it. 


So how do you raise capital for your online negosyo? Let's sit down and explore our options:


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Saving your own money

The simplest and ideal way to raise capital is to save your own money and plan a budget. Walang poproblemahin na utang, no monthly payments and you have more control over your spending.


Here's a Homeschool video of Tindera Ng Bayan Neri Miranda for more advice on how you can plan your home negosyo: 



Pero kung hindi pa enough ang savings, there are other ways. 


Use GCredit from GCash

If you are starting small, here's a pro-tip: Use GCredit! GCredit is a feature in the GCash app that can serve as a flexible loan or credit card just by earning credits from your GCash transactions. You can avail of up to P2,000+ for free, depending on your credit limit that can be used as capital for your online negosyo


Know more about GCredit here


Alt

Know more about GCredit here.


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Take a bank loan

If you're ready to level up and expand your negosyo, you can look for banks that offer negosyo loans such as:

- BPI Family KaNegosyo Loan

- BDO's SME Loan

- Security Bank's SME Business Express Loan


Just make sure to research and look for the lowest interest rates and be ready will all the requirements for your application!


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So…ano pa ba ang hinihintay mo? Time to make the dream of your own online negosyo a reality!


Tuloy ang diskarte sa loob ng bahay with Globe at Home Prepaid WiFi. Register na sa HomeSurf199 and get 15GB open access data for seven (7) days—may free 1GB data for Watch & Learn apps (YouTube and Google) or Chat & Earn Apps (Viber, Lazada, GCash, Shopee, Grab and LalaMove). Click here to learn more. 



Words Adie Pieraz

Art Matthew Fetalver

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