The Must-Have Personal Finance Apps You Should Download
Keep track of and manage every expense, whenever, wherever
One advantage in today’s digital age is being able to download absolutely anything and everything with a few quick taps on your screen: from your day-to-day scheduling apps to handy dandy personal finance apps. If you’re guilty of giving into mid-year sales and the temptations of online shopping, you might find that the latter can be extremely useful for keeping your spending habits in check.
Taking the modern, multifaceted lifestyle into account, these finance apps will help you determine what you spend most on and which expenses you should prioritize. Providing daily, weekly or monthly overviews of expenses, you can use these as a jumpoff point to figure out how to better manage and save money each month. Scroll ahead for the finance apps you need to have on your smartphone, stat.
Between a busy work schedule, gruelling commute and keeping up with friends and family, settling bills and budgeting money can often take the backseat. Fortunately, Mobills can help you address these shortcomings by managing your transactions, categorizing them and assessing your spending behavior. Armed with interactive charts that can be adjusted based on your financial goals, you can easily up your budget once you’re ready to aim bigger. Lastly, adding your credit card accounts to the app gives you an easy look at your spending limits and how much of your credit you’ve consumed at any given point of the month.
Fudget is best known for its simple and easy-to-use interface, making it a popular choice among both older age groups and on-the-go young professionals. This mobile finance app lets you track both your expenses and income with charts and graphs that allow you to visualize your finances. Who says you can’t be creative when you budget your money? Fudget kicks this notion to the curb. Perhaps the ideal app for free spirits who refuse to be tied down, Fudget doesn’t bombard you with alerts when you near your spending limits. Instead, it simply allows users to spend their money the way they wish.
Manually managing your apps can be quite tricky, especially if you're someone who has multiple financial accounts. Despite the challenge, we’ve got to keep up with our expenses. After all, the last thing you want is to go through a month's worth of expenses in one go. If you love keeping your daily spending organized, then consider Wally, which is a receipt scanner and expense monitor all in one. Wally aims to help you assess your spending behavior so that you'll know what you need to cut down on and when to do so.
Interested? You can download Wally for free on the App Store or the Google Play Store.
Jess Perez, a former Victoria's Secret model, spearheaded the Tycoon app to help freelancers keep track of their take-home pay. Perez noticed that a lot of freelancers like her former co-models weren't paid on time, and because these types of professionals commonly accept multiple jobs, it can be hard to keep track of pending salaries manually. If you, too, are a freelancer or can simply relate to the struggle, take a chance on Tycoon. Keep tabs on invoices and payments, calculate how much pay you ought to receive and use it as leverage to decide whether to accept or turn down the next offer you receive.
So whatever your need and whatever your preferences, there's an app out there to help you keep your finances in check. And if it helps make your life easier and keeps your financial goals well within reach, then why not go for it? Get downloading and get going!