All The Things You Can Do With GCash & How It Can Change The Way You Pay
With GCash, you get ease, effectiveness and total accountability
First there was bartering, then there were coins and bank notes. Soon enough, there were credit cards and enough loans to go around for everyone. People shopped in stores and now people are shopping online. You used to have to line up to pay your bills, but now you can do it over the phone. At this point in time, there are so many ways to make payments that it sometimes gets a little dizzying—but GCash makes it all a little easier.
GCash lets you enjoy cashless transactions on-the-go with just your mobile phone. Sounds simple but it really packs a punch.
Make purchases (online and on-ground)
Working a lot like a debit card, GCash gives you the opportunity to make purchases both online and on-ground.
It’s easy to spot if a vendor or store supports GCash transactions because they all have little signages up front to let you know. All you need to do to buy something on-ground is to open up the app, scan the QR and input the amount of money you’re paying and you’re pretty much good to go.
When it comes to making online purchases, websites that support GCash have it as an easy payment option. You check out, confirm your buys and a message will be sent to your phone containing a one-time password.
Pay your bills
If you have enough money loaded into your GCash account, you can pay for pretty much anything: electricity, water, internet, postpaid bills, broadband bills, credit card debts, loans, insurance, airfare and even school tuition fees.
You’ll never have to buy a call and text card ever again with GCash. Simply load up your number (or anyone else’s) straight from your phone.
Anyone with GCash can transfer money to anyone with GCash, which makes it easy to pay back utangs both big and small. And if you’re the type that prefers paybacks straight to the bank, don’t worry. The app also gives you the option to transfer straight to a bank account.
Withdraw cash and use credit
Whether or not you don't spend the entire amount you load or you’ve simply accumulated enough transfers that you want to physically hold it, you can also cash out the money via any MasterCard ATM. Or if you don’t have a bank account of your own, you can also opt to withdraw from a money transfer service such as Tambunting, SM, Robinsons and BayadCenter. On the other hand, if you don’t have enough money in your account and you need to pay for something quickly, you can always just charge to GCredit.
GCredit gives you some breathing room when it comes to payments as you can simply charge an amount to it and pay for it later—much like a credit card.
What is possibly the most efficient thing about GCash, however, is that you can always review your transactions. For every purchase and payment, you are sent a text notification. Every time you put money into your account via the cash in machines, you get a confirmation SMS. It makes keeping up with your finances that much easier—finally.