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The Next Tech Adoptions for Large Enterprises in the Philippines

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The Next Tech Adoptions for Large Enterprises in the Philippines | Part 3

Enterprise Blog Technology
Jul 9, 2024

This article is the third in our three-part blog series highlighting AI, 5G, IoT, and data-driven strategies.


In an era where technology is advancing at breakneck speed, large enterprises are constantly at the forefront of adopting the latest innovations to stay competitive.


The challenge is incorporating digital solutions and data analytics throughout the organization to boost agility. This is key for addressing large enterprises' challenges, like managing complex operations, clearing workflow bottlenecks, and providing great customer experiences.


In part one of this blog series, we explored the benefits of a digital-first and data-driven strategy and how Intelligent Organization Solutions can help businesses stay competitive. In the second installment, we examined the different intelligent solutions that MSMEs can leverage to accelerate their technology adoption and embrace digitalization.


In this final installment, we will look into some technologies that large enterprises can leverage to stay ahead of the curve. Here are the different technologies that can help large enterprises stay ahead in today's business landscape:


1. Artificial Intelligence (AI) and Machine Learning (ML)


A survey by ManageEngine, the enterprise IT management division of Zoho Corporation, called "IT at Work: 2022 and Beyond," found that 95% of business decision-makers in the country have invested in AI or ML technologies. Most investments aim to prevent cyberattacks and automate operations, customer service, and sales processes.


This shows a strong commitment to using advanced technology for growth and supports the government's push for digital transformation.


2. Generative AI


The 2023 KPMG Generative AI Survey revealed that 74% of people across various sectors believe Generative AI will be the most impactful emerging tech on businesses in the next three to five years. Gen AI has the potential to automate and optimize complex tasks and generate new opportunities for growth and innovation.


This puts it ahead of other technologies, such as advanced robotics, quantum computing, AR/VR, 5G, and blockchain.


Additionally, Jack Madrid, President of the IT and Business Process Association of the Philippines (IBPAP), believes AI is expected to create significant growth opportunities within the Information Technology and Business Process Management (IT-BPM) industry.


The technology can decode complex customer questions and understand nuanced intent, sentiment, and context. This leads to accurate and relevant responses, resulting in better customer experiences.


3. 5G and the Internet of Things (IoT)


Private 5G networks are expected to bring significant advantages to large enterprises. Businesses can have dedicated and secure connectivity with a private network, ensuring smooth and uninterrupted data transmission.


Furthermore, 5G can support large-scale Internet of Things (IoT) deployments thanks to its low latency, superior connectivity, and high bandwidth features. This proves especially advantageous for applications where reliability is critical.


4. Big Data for Better Decision-Making


Data is a fuel for growth and offers a golden opportunity for modern organizations. It empowers analysis, risk management, and future planning. Yet, the volume, velocity, veracity and variety (4Vs) of data make it challenging to manage and maximize its value. Many businesses drown in a sea of information. Despite investments in data platforms, the challenge lies in swiftly obtaining the right data in a readily analyzable format.


To tackle data challenges, there are businesses that have started shifting to cloud-native database-as-a-service (DBaaS). This service offers a secure platform to store, manage, and analyze data using various tools and techniques, such as data warehousing and data lakes.


Strategy Shift: Data-Driven and Digital-First Approach


Any tech adoption requires a shift in business strategy and mindset. This shift includes a complete data-driven and digital-first approach, where organizations use data to drive business decisions and prioritize digital solutions in all operations.


Digital-First


McKinsey reports that digital-first companies often experience enhanced productivity and growth, boasting a 30% surge in customer satisfaction, a 20% boost in employee satisfaction, and overall economic advancement.


In essence, a digital-first strategy entails:

  • Giving more importance to digital channels than traditional ones
  • Aligning business models for agility and data-driven approaches
  • Nurturing a digital culture within the organization


Data-Driven


By 2025, data production will reach 463 exabytes per day. For context, the world's total digital storage was 487 exabytes in 2009. By future standards, we would fill that in less than two days.


With this exponential data growth, enterprises must be prepared to handle, analyze, and make sense of this vast amount of data to stay competitive. Data holds growing value, particularly from a business standpoint. It offers insights into a company's operations, indicating progress, areas for enhancement, and strategies for implementation.


A data-driven enterprise has embedded data analysis at the heart of its operations, leveraging insights to revolutionize its business processes.


Key traits of data-driven companies are:

  • An organization that embraces automation
  • Capacity to foresee both internal and external shifts
  • Possesses an adaptable mindset
  • Continuous improvement and optimization
  • A culture that recognizes and utilizes the vast potential of data


How Large Enterprises Can Leverage These Technologies


Here is an example of how large enterprises can harness the power of a data-driven, digital-first approach to stay competitive:


Automation


By adopting automation solutions, organizations can automate repetitive tasks, improve productivity, and enhance customer experience. Some key ways large enterprises can use automation to improve their business include:

  • Streamline Business Processes: Automation platforms streamline essential processes like IT service requests, security access, finance, marketing, HR, and procurement, making operations more efficient.
  • Compliance Automation: With a central platform to manage compliance, companies can meet regulatory requirements efficiently and affordably. This is especially important in regulated industries.
  • Cross-Departmental Use: Automation tools can link processes and approvals across departments, speeding up operations, enhancing efficiency, and boosting organizational performance.


Data and Analytics


Large enterprises can leverage data and analytics tools to enable informed decision-making, boost customer experience, and stay ahead of the competition. Some examples include:

  • Data-Driven Marketing: By utilizing data analytics solutions, companies can understand their customers better, personalize outreach and marketing strategies, and boost engagement.
  • Risk Management: AI risk management tools employ data analytics to spot patterns or anomalies signaling potential risks, enabling organizations to address and mitigate these risks before they happen proactively.
  • Predictive Maintenance: AI-powered predictive maintenance uses real-time data to anticipate when equipment may fail, preventing costly downtime or repairs.


Artificial Intelligence (AI)


AI technologies offer several innovative possibilities for large enterprises, including:

  • Chatbots: Enterprises can use AI-powered chatbots to provide quick, efficient, and personalized customer service without human intervention.
  • Predictive Analytics: AI predictive analytics can analyze large data sets to uncover insights and predictions beyond human capability, helping organizations make informed decisions.
  • Data-Driven Inventory Management: By utilizing AI-powered inventory management solutions, companies can optimize inventory levels and predict demand, reducing costs and improving efficiency.
  • New Product or Service Ideas: AI can assist businesses in identifying patterns or gaps in the market, generating ideas for new products or services that meet customer needs and preferences.


Large enterprises can benefit significantly from adopting automation, data and analytics, and AI technologies. With Globe Business, organizations can leverage our expertise in digital transformation, ensuring they are well-equipped to adapt, innovate, and stay ahead in a rapidly evolving marketplace. Together, we can unlock new growth avenues, fostering a future where businesses survive and thrive.


Curious to discover more about our products and solutions? Visit our organization intelligence solutions page or contact your Globe Business Account Manager today.


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Empowering MSMEs: Leveraging Technology for Growth and Resilience | Part 2

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Empowering MSMEs: Leveraging Technology for Growth and Resilience | Part 2

Enterprise Blog Technology
Jul 09, 2024

This article is the second in our three-part blog series on how Filipino MSMEs can harness technology for growth and resilience.


In the Philippines, Micro, Small, and Medium-sized Enterprises (MSMEs) make up 99.59% of all business establishments and are crucial to the nation’s GDP. Despite their significance, MSMEs face considerable hurdles that hinder their growth. They are particularly vulnerable during natural disasters and man-made hazards.


Moreover, MSMEs face several challenges, such as inefficient tracking of customer sales cycles, poor inventory management, and inadequate insights into market trends, limiting their ability to thrive effectively.


According to the Department of Trade and Industry (DTI), only 6% of MSMEs use business email, website, and data analytics, while 23% have yet to adopt any digital tools. There is significant potential for MSMEs to enhance operations through digital technology.


In Part One of this blog series, we explored the different technologies changing the business landscape and how Intelligent Organization Solutions can help businesses stay competitive.


In this second part on intelligent organization solutions, we'll explore how MSMEs can level up their technology adoption and embrace the digital-first approach.


The Next Tech Adoptions for MSMEs


As the world becomes increasingly digital, MSMEs must adapt to the evolving business landscape. Here are some technologies they can adopt to stay competitive:


1. Cloud Computing


Cloud computing adoption is on the rise among businesses in the Philippines, as 85% of local enterprises plan to complete migration within two years.


Meanwhile, DTI has partnered with Amazon Web Services (AWS) to leverage its cloud capabilities to accelerate MSMEs adoption of Artificial Intelligence (AI) and Machine Learning (ML), Internet of Things (IoT), and other Industry 4.0 technologies.


MSMEs can experience significant savings via the “pay-as-you-go” model, increased scalability, reduced maintenance, and better security by migrating to the cloud.


2. Artificial Intelligence (AI) Integration


AI is now essential for businesses to automate tasks and make data-driven decisions. This leads to an optimized supply chain, improved product design, better quality control, and actionable insights into consumer behavior.


However, gaps like access to local data and high-speed infrastructure still need addressing to build a strong AI ecosystem in the Philippines. The DTI AI roadmap proposes centers to bridge these gaps and boost AI development and adoption across industries, including MSMEs. Key initiatives include:

  • National Data Center (NDC): Support MSMEs' research and development efforts by providing access to many datasets, such as public, government, and private data sets.
  • National Research Cloud (NRC): Provides AI computing resources to MSMEs.
  • National Center for AI Research (NCAIR): Help MSMEs leverage Data Science, Analytics, and AI tools to enhance efficiency and productivity.


3. Big Data Implementation


Even small enterprises possess significant customer data sets—from sales figures to web browsing logs—which can be utilized to extract valuable insights into customer behavior, market trends, and competitive landscapes.


Having the right tools and approach to handling Big Data enables MSMEs to boost efficiency and revenue by improving business aspects such as:

  • Customer Service: MSMEs can offer personalized experiences, predict customer needs, resolve issues proactively, create tailored solutions, and adjust strategies based on customer feedback using insights from their databases.
  • Business Operation: Big data tools offer MSMEs a 360-degree view of their operations, covering inventory management, supply chain optimization, production planning, and predictive maintenance.
  • Marketing Strategy: With Big Data, MSMEs can segment their target market, analyze the effectiveness of marketing campaigns, identify new opportunities for growth and innovation, and optimize pricing strategies.


4. Employee monitoring


According to SEEK Asia, 52% of Filipino workers worked remotely before the pandemic. As remote and hybrid work arrangements become more commonplace, MSMEs can benefit from implementing employee monitoring software. This technology allows businesses to track productivity and improve remote team communication and collaboration.


5. Omnichannel Customer Engagement


A 2023 McKinsey Philippines consumer sentiment survey found that 80% of respondents regularly use online and omnichannel platforms to buy footwear, toys, baby supplies, apparel, and accessories. In response, businesses can utilize omnichannel innovations that create a seamless and personalized customer experience across all touchpoints, be it social media, websites, mobile apps, or physical stores.


How MSMEs Can Leverage These Technologies


Here are some ways MSMEs are leveraging automation, data analytics, and AI to streamline operations and drive growth.


Automation


Automation and AI can enhance the operations of MSMEs by offering 24/7 customer support, facilitating order placements, streamlining payment transactions, and optimizing inventory management.


According to ASEAN, digitalized MSMEs can be categorized into three levels: Basic, Intermediate, and Advanced. These levels represent the degree of automation in a business.

  • Basic: MSMEs at this level use basic technology, such as email and office applications. These tools mostly facilitate communication and operations.
  • Intermediate: These businesses use e-commerce platforms for online sales and have adopted digital tools like accounting software and CRM for sales and customer management.
  • Advanced: These businesses have digitalization applied in various aspects of their operations.


Data and Analytics


Cloud computing can boost data analytics by providing strong access to data storage, processing, and visualization services. For example, cloud-based databases allow for the storage of large amounts of data with high availability, reliability, and security.


This is particularly helpful to sectors that are employing data analytics in their business decision making such as:

  • Healthcare: Data analytics enables providers to gather vital insights from patient data, improve treatment plans, and enhance patient care.
  • Retail: Using data analytics, retailers can grasp customer behavior and improve product offerings, store layouts, and marketing strategies.
  • Manufacturing: Manufacturers use data analytics to manage supply chains, spot and fix bottlenecks, boost productivity, and make their processes smoother.


Artificial Intelligence


When AI and Big Data are combined, they unlock valuable insights and enable smarter decisions. Traditional methods fall short due to Big Data's vastness and complexity. However, AI, through machine learning, efficiently processes and analyzes Big Data, uncovering patterns and insights that would otherwise remain hidden. This is crucial for service industries dealing with Big Data, such as:

  • Education: Educators can use AI in many ways, such as giving students personalized feedback, automating admin tasks, and pinpointing areas where students require extra assistance.
  • Healthcare: AI can analyze medical data to identify patterns and assist in diagnoses, treatment recommendations, and drug development.
  • E-Commerce: AI can personalize customer experiences and streamline supply chain management, making it an essential tool for online retailers.
  • Information and Communication (InfoComm): AI helps collect and analyze data from different sources to make decisions quickly. This is useful for advertising, public relations, media, and telecommunications.


What Does This Mean for MSMEs?


Given the rapid pace of technological advancements reshaping business operations and the government's drive towards digitalization, MSMEs must embrace digital innovations to maintain a competitive edge. Embracing a digital-first and data-driven strategy can help MSMEs take advantage of the opportunities presented by Industry 4.0.


At Globe Business, we understand the unique challenges and opportunities MSMEs face. By aligning our expertise and resources with their goals, we can help unlock new avenues for innovation, efficiency, and growth, ensuring they are prepared for their next tech adoption.


Ready to take the next step? Visit our organization intelligence solutions page or contact your Globe Business Account Manager today.


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7 Quick Tips and Tricks to Help Manage Your Data Subscription

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7 Quick Tips and Tricks to Help Manage Your Data Subscription

Tech Know Technology Data
August 20, 2024

In this article:

Welcome to the digital age, where technology has wormed its way into every aspect of our lives and always-on culture is the norm. In a time where almost every job is dependent on email, every road trip calls for Spotify or free evenings a window to turn on Netflix, people most definitely put a premium on staying connected, no matter where or when. One of the most common ways to do so? Data subscriptions.

 

While data isn’t particularly pricey (thanks to Prepaid promos and Postpaid packages), it certainly doesn’t come cheap either, especially not when one isn’t careful with their consumption. That said, we could all use a little help in the data management department, can’t we?

 

Ahead, we break down 7 easy tips to help you manage your data subscription.

 

RELATED: The Benefits of eSIMS & Why You Need to Get Yours with Globe

Watch your consumption vigilantly.

The easiest way to keep yourself from going overboard with your data usage is to keep track of your consumption regularly. If you’re subscribed to a Postpaid plan, find out how much allocated data you have each month and be sure to stay within your limit. If you’re a prepaid subscriber, make sure that you monitor how much data remains in your subscription.

Switch to WiFi whenever possible.

The general rule for saving cellular data is this: if there’s WiFi, use it. It’s likely that you have wifi access to connect to at home and work. You can even find wifi available in many public places—malls, restaurants, coffee shops, you name it. When the opportunity presents itself, skip the data and connect.

Save streaming for WiFi.

It’s easier said than done, but when strategically consuming your data, try your best not to stream music, videos, and podcasts when on the go. If you absolutely can’t sit through those long commutes without any entertainment whatsoever, consider downloading the episodes you want to watch via your home WiFi connection before heading out. The same applies for Spotify: as long as you’ve got a premium subscription, you can download albums and tracks in advance.

 

Be careful not to open image-heavy apps and websites while you’re on data as well (or better yet, just switch off these apps’ cellular data access momentarily). Remember, pages that take up plenty of bandwidth are sure to cause a spike in your consumption!

Use data-compressing apps.

Apps like Google Chrome, Opera Mini, and Facebook Lite are built around low data usage, which means the data-saving feature is enabled by default. Pages, including content like video or images, are significantly compressed automatically for a little extra peace of mind.

Stop apps from syncing automatically.

You may not have noticed, but a lot of background activity happens when you use your phone. Auto-updating apps, auto-refreshing social media sites—these might be the reason for that inexplicable increase in data usage. Make sure that you disable this feature to keep your data usage at bay. For Android, you can disable this at Setting > User & Accounts. For iOS, you can stop syncing via Settings > Cellular.

Watch out for apps that use location data.

Do you recall what happens when you open up a freshly downloaded app for the first time? Most of them request access to use your location. This is another possible culprit when it comes to data consumption. Revisit those apps, toggle with the settings and save yourself a little by switching location access off—or allowing these apps to use your location only while the apps are open.

 

For iOS users, can make the modification via Settings > Privacy > Location Services > [App name] > Select “Never” or “While Using the App.” For Android, go to Settings > Privacy > Location Services > then toggle with the location access for the apps you choose.

Switch off cellular data whenever possible.

Ultimately, nothing beats turning off your data when it’s not in use. Break your habit of leaving it on when you don’t need it. Sure, you might miss a Facetime call, an email, or even an influx of Instagram likes, but this strategy is king when it comes to keeping within your data limit. It keeps apps from discreetly connecting to the network without your knowledge, too.

 

Whether you’re on a tight budget or not, data charges can get costly when left unmanaged. Make sure to keep these tips in mind the next time you switch on your data to save yourself from the headache of excess charges, or worse, losing connection when you need it most!

 

By following these tips, you’ll be well on your way to managing your data consumption like a pro. To enjoy uninterrupted connectivity, checkout the postpaid’s all-new SIM-only plans for bigger data allocations. Or, maximize your prepaid load with different promos for flexible data options. Make the most of your digital world with Globe!

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Globe Unli Call & Text to All Networks: 6 Promos for Every Budget

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Globe Unli Call & Text to All Networks: 6 Promos for Every Budget

Tech Know Technology Prepaid
June 13, 2024

In this article:

 In these changing times, communicating through various means—whether traditional or digital—has become indispensable. For professionals who regularly use SMS for their work and those who text or call their loved ones to stay in touch, all-day calls and texts to all networks are necessary. 

 

Thankfully, Globe has a host of all-day calls and text services that cover different needs and budgets. Extend your catch-up or client calls without worrying about the hefty charges. With these Globe offerings, every Filipino can make the most out of their conversations and create meaningful connections with people.

Find the perfect subscription that ticks your boxes—lifestyle needs, budget and mobile habits—with the Globe unli call and text to all networks promos below. What's more, you can maximize your usage and unlock more possibilities when you pair them with Globe prepaid combo promos.

Unlimited Call and Text Promos Under ₱50

If you need to run errands weekly or monthly, you don't have to half-heartedly subscribe to 7-day promos that come with other consumables or data you can't maximize daily. 

 

If all you need is unlimited load for calling and texting for when you have to step outside the house once every week or so, below are a few affordable prepaid promos for you. These are also perfect if you need to quickly get in touch via text or call to people you cannot reach through online messaging platforms.

Keyword
Amount Description
 GoUNLI20  ₱ 20  All-day call and text to all networks with 50 MB of mobile internet valid for 1 day
 GoUNLI30  ₱ 30  All-day call and text to all networks with 100 MB of mobile internet valid for 2 days

Unlimited Call and Text Promos Under ₱100

If calling and texting are part of your daily routine, or if your job requires you to communicate with customers or clients constantly, promos that last for three or more days should be enough to fulfill your needs. 

 

Here are the promos that can offer you enough mobile data to quickly check social media accounts or email for good measure. This way, you don't have to spend extra on data you're less likely to use up.

Keyword
Amount Description
 GoUNLI50  ₱ 50  All-day call and text to all networks with 500 MB of mobile internet valid for 3 days
 GoUNLI95  ₱ 95

 All-day call and text to all networks with 1 GB of mobile internet

 Valid for 7 days

Unlimited Call and Text Promos Over ₱100

In need of a promo to cover two weeks or a month's worth of calls and texts and mobile data? Whether you're at home or on the go, stay connected through good old calls and texts or online apps with these subscription promos, these are perfect if you regularly use Facebook, Telegram, Instagram and other social media or online messaging apps.

Keyword
Amount Description
 GoUNLI180  ₱ 180  All-day call and text to all networks with 2 GB of mobile internet valid for 15 days
 GoUNLI350  ₱ 350  All-day call and text to all networks with 3 GB of mobile internet valid for 30 days

How to Register

Registering for GoUNLI Promos

Prepaid users can register to Globe unli call to all networks and Globe unli text to all networks promos via the GlobeOne App, which you can easily download from the Apple App Store or Google Play. You can also text the keyword and send it to 8080—for example, GoUNLI50 to 8080.

Stay Connected However You Prefer

You're all set! Whether you're a student, a working professional or an all-around hustler looking for the right subscription with reasonable prices, you can maximize the prepaid lifestyle with these prepaid promos designed for frequent callers and texters and light mobile data users. 

 

With a few taps, it's now easier to get unli calls and texts with free data for your go-to apps for as low as ₱20 up to ₱350. Every certified text and call aficionados can now make every peso count with these budget-friendly subscriptions, especially those with a tight budget. 

 

Go ahead and choose the Globe prepaid promo for your needs and create meaningful relationships without leaving a huge dent in your budget!

 

 

 

 

 

 

 

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Beware of Texts With Offers: How to Avoid SMS Scams

Here are “SecuriTips” for 2022, a year where text message scams are increasingly making their rounds Any mobile phone user in the Philippines can easily name the one unusual text activity that’s cropped up in 2022: spam SMS messages. In 2021 alone, Globe blocked over 1.15B scam and spam messages . These activities have become more prevalent in 2022. Random, persistent, and sent by unknown numbers, these messages make unsolicited offers related to products, services, promos, and job openings. In some cases, these scammers claim users have won contests or giveaways they haven’t even entered. And while many are privy to these schemes, there are still individuals that fall prey to them. What are users in for when they do fall for SMS scams? For one, these deceitful messages are used by scammers to lure SMS recipients into disclosing sensitive information. One common instance is to get individuals to provide a one-time password to one of their accounts, after which the scammer will proceed with an unauthorized online transition (a subscription, account registration, or money transfer). Another example would be to straightforwardly acquire a user’s personal data like their birthday, address, and bank account number. Daunting as these encounters might be, there are safeguards that mobile phone users can turn to. Globe, for its part as a service provider, is working on doubling down on  anti-spam efforts . Users, on their end, can also opt to activate their SMS spam filters . In addition, they best keep the “SecuriTips” ahead in mind. Check the SMS for inconsistencies. There are three things to question when receiving text messages: the source, the format, and the message itself. Is the sender using a random, private mobile number? Are there spelling and grammatical errors? Does the text include unusual links? These are red flags to watch out for as they typically point to spam and scam messages. 

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GCash: Everything You Need To Know To Make Life Easier

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GCash: Everything You Need To Know To Make Life Easier

Technology GCash Tech Know Apps
Aug 09, 2023

In this article:


Enjoy new experiences with GCash, the number one financial app in the Philippines!


Today, there’s so much you can do with a few clicks on your smartphone. You can talk to anyone from anywhere, play music whenever you want, and look up anything online. A more recent and notable development in the digital space is the e-wallet, which the Philippines is no stranger to, thanks to GCash.


Arguably a household name for convenient electronic transactions, GCash is an app you can install on any smartphone and tablet. The app is an easy way to pay bills, purchase goods and services, and send or receive money wherever you are.


To date, GCash has made financial transactions easier for over 60 million registered users. With more than 139,000 partner merchants in the country, it truly has helped revolutionize how Filipinos transact.


What Can You Do With GCash?

GCash takes convenience to an entirely different level. You can do so much on the app that it has effectively taken away the struggles of braving heat—or rain—in Manila traffic and long lines. With the hours you save, you can invest more in the things that matter more: family, friends, passions, and health.


  • Pay Bills

    GCash takes the dread out of waiting in long lines at payment centers. With a simple tap on your screen, you’ve paid off your financial obligations. The app allows you to pay utilities, credit card bills, government bills, loans, and even school fees without breaking a sweat.


    To make things even easier, GCash allows you to save your preferred billers and billing details on the app and set a monthly reminder so you never oversee another due date! You can also enjoy the occasional rebate.


  • Save Money

    Enjoy greater security and financial freedom by building up your savings with GCash’s GSave.


    GSave makes saving money more accessible and easy for both banked and unbanked individuals. You don’t need to worry about maintaining balance because GSave doesn’t require it.


    Moreover, users can enjoy a 3.1% interest rate with any amount deposited. See your savings grow quickly within the app. You can also schedule auto-deposit within the GSave feature, so you don’t forget to save regularly.


  • Plant a Tree

    Enjoy planting virtual trees like Avocado, Guyabano, Yakal, and Narra—that have real-life equivalents—on GForest. Every time you use GCash for transactions, whether to buy load, send money, or pay bills, you’re rewarded with “green energy points” you can collect and use later to “plant” a tree, as spearheaded by Globe.


    With GForest, you get to make every day Earth Day by harvesting energy points to plant more trees and contribute to enriching the country’s natural resources.


  • Book Movies

    Take more control of your leisure time and book your seat at the movies at any of our partner cinemas. Skip the queue and go straight inside your favorite Ayala Mall, SM Supermall, or Uptown Bonifacio theater.


  • Transfer Money

    Stressed about the fees that your bank charges whenever you transfer or send money to another account? Install the GCash app! You can send money to anyone or any of our partner banks in real time.


    The Send Money to Bank Account feature lets you transfer money from your digital wallet to any partner bank, eliminating the need for multiple banking apps! You can send money via bank transfer for only ₱15.


    Meanwhile, GCash also allows you to transfer money to another GCash wallet with no additional charges, no matter what network you’re using.


  • Split the Bill Easier

    When out and about with friends, tracking how much each person owes can be tricky. Often, this requires manual computation, which is tedious when trying to enjoy time with your barkada. Fortunately, the Kanya-Kanyang Bayad (KKB) option helps you to split the bill with only a few clicks.


    With GCash KKB, you can pool your friends into one temporary payment statement when you send out a KKB request to show how much they owe, and you can even remind them of their dues. Keep your hangout time hassle-free with KKB!


  • Cash Out or Withdraw Cash

    If you’ve accumulated some amount in your GCash account, you can cash out the money through partner outlets, have it transferred to your bank account, or withdraw it from any Bancnet ATM with your GCash card.


  • Use GCredit

    Think of GCredit as your personal credit line with the app. You can use it to shop now and pay later at partner merchants or to pay your bills. This feature is only available for fully verified users who have raised their GScore to a certain level, however—so use the app often! The more transactions you make, the bigger your limit will be.


  • Get What You Need Using GGives

    In a bit of a financial bind? Then, GCash GGives is what you need! GCash’s installment loan plan allows you to buy now and pay later with flexible repayment terms. Enjoy 0% interest with no downpayment, credit cards, or documents necessary.


  • Borrow Money

    Get an immediate cash injection of up to ₱125,000 with GLoan. Its easy application process is a safe and secure way to take out a loan with an interest rate of as low as 1.59% monthly.


  • Buy Load

    Running low on load? You can top it up through the GCash app! Buy load for any network and possibly earn a 5% cashback! You can purchase load combos, gaming pins, and even broadband packages.


  • Borrow Load

    If you’re low on digital cash but need the load urgently, you can take advantage of the Borrow Load feature of the app. You’ll have two days to pay back the amount without paying interest or a service fee.


  • Order Food and Shop Online

    GLife aims to level up and simplify your shopping experience. It’s a new permanent feature that integrates “mini-apps” from various merchants or brands within the GCash dashboard. Thanks to this new shopping feature, you can now shop and use the services of local and international online stores within this app. 


    Within the GCash app, you can conveniently order food online or shop without downloading the merchant’s app. For instance, if you need to buy something from Lazada, you don’t need to access or download the Lazada app and just use the shop Lazada mini-app within GCash. 


    Currently, there are over 30 lifestyle brands on GLife, including online shops, food delivery services, airline companies, gadget stores, grocery stores, and more. 


    You can also order food and shop online with GLife and pay with cash. Simply choose GCash as your payment option and confirm your transaction. Since you’re already shopping within the app, it’s easier for you and the merchant to process the payment.


    You can also shop online and transact through other payment methods in the GCash ecosystem. You can apply for American Express Virtual Pay through the GCash app with your email or get a GCash Mastercard for only ₱150. 


  • Grow Money with GFunds

    For those new to investing or planning to make their first investment but unsure where to start, the GFunds feature is a good investment for beginners. This functionality lets you invest in different investment funds from GCash’s reliable partner product providers. 


    GFunds has a swift account verification process and is more inclusive than banks. With GFunds, you only need to verify your account and put in a minimum investment of ₱50. There are no commission and sales fees, and you can sell and buy through your GCash wallet. 


    Are you wondering how to invest money in GCash? Read on—it’s easy, hassle-free, and affordable! 


    1. Go to GFunds and start with the registration process. 
    2. Answer the questions on the screen honestly to see the type of investor you are. 
    3. Once you complete the process and read the GFunds User Agreement or Terms and Conditions, you’ll see your risk profile assessment result. 
    4. After this, you can view the investment products on Gfunds and start your GCash investment.
    5. You can also schedule your preferred time to remind you to grow your funds so that you can invest money regularly. 


  • Navigate Cryptocurrency with GCrypto

    Cryptocurrency is fast becoming one of the most popular payment modes available. If you’re a part of or want to get into the crypto world, the process is now more seamless with GCrypto. 


    With GCrypto, you can buy and sell supported coins and tokens from the GCash app and access a carefully curated collection of valuable Non-Fungible Tokens (NFTs).


  • Invest with GStocks

    GCash is now your one-stop shop for everything investment-related with GStocks. In partnership with the Philippine Stock Exchange and AB Capital, Filipino investors can buy, sell, and monitor their investments through the online platform.


    The world-renowned e-wallet is still aiming big as it looks to expand services to include GStocks PH and GStocks International to make investing much easier to do from wherever you are.


  • Have Peace of Mind with GInsure

    Be financially secure and ready for anything with GInsure. This feature on the GCash app offers users access to various insurance products that provide cash assistance and medical coverage. With GCash Insurance, you can access different protection products powered by Singlife, such as:

    • Cash for Dengue Costs 
    • Cash for Income Loss (Accidents)
    • Cash for Income Loss (Any Cause)


    Getting started with GInsure is simple. Just open the GCash App and head to GInsure. Choose the insurance product you want and select the coverage plan you prefer. Review your GCash profile and confirm your details, then confirm the payment. A congratulatory page will show after successfully paying for your insurance coverage. 


    You can buy any of the protection products as long as you're:

    • 18 to 54 years old (18 to 64 years old for Cash for Income Loss due to accidents)
    • A fully verified GCash user
    • A Filipino citizen or a foreigner who's a legal resident of the Philippines
    • In good health and able to work and don't have any pre-existing conditions (for Cash for Income Loss due to any cause)
    • In good health and has never been a “confirmed COVID-19 case” (for Cash for Dengue Costs)


    You can get covered and buy and manage retail insurance packages for as low as ₱300 per year on GInsure. With that amount, you can stay prepared for emergencies and live worry-free without breaking the bank.


    You don’t have to go through long forms and processes, either. As long as you have a verified GCash account, you can apply and choose among the types of insurance you need in minutes.


  • Buy In-Store

    Besides online shopping, you can make the most out of your account by using it to pay for in-store purchases with over 139,000 GCash merchants. Enjoy the experience of going cashless when you shop; just scan the store QR code to pay with GCash when you buy food, groceries, clothes, and more.


Which Mobile Facilities and Online Banking Support GCash?

With GCash, you never have to worry about urgent money matters. You can send money to your loved ones or make transactions with other users through these mobile facilities and online banking partners:

  • 7-Eleven Barcode
  • MoneyGram
  • Western Union
  • BPI to GCash
  • PayPal to GCash
  • RCBC to GCash
  • Mastercard/Visa Debit to GCash
  • UnionBank to GCash

You can also view the full list of GCash's banking partners in the GCash app by tapping “Bank Transfer” and clicking “View All.”


Where Can You Cash In?

Running low on balance? Do a quick cash in to replenish your funds—just don’t forget to bring a valid government-issued ID—at these partner outlets:

  • Globe stores
  • Bayan Center
  • SM Business Center
  • Cebuana Lhuillier
  • 7-Eleven CLiQQ kiosks
  • Puregold
  • RD Pawnshop
  • Tambunting Pawnshop
  • Villarica Pawnshop


How Can You Cash In?

Want to add funds to your GCash account? Cash in is accessible regardless of how you want to deposit your money. Here’s how to do it:


  • Linked Bank Account

    On the bottom right of your GCash home menu, click “Profile,” then choose “My Linked Accounts.” From there, tap your bank’s name, and you can now transfer money directly from your linked accounts to your GCash.


  • Partner Banks

    GCash is compatible with most banking apps, making transfers much faster. You only need to click “Cash In,” choose one of GCash’s partner banks, enter the amount, and click “Send” to complete the money transfer.


  • PayPal

    Open the GCash app, click “Cash In,” and under “MyLinked Accounts,” choose PayPal. Proceed to enter the amount you want to transfer from your e-wallet and press “Confirm.”


  • Remittance

    Visit any Instant Cash outlet or other official GCash remittance partners, and complete the “Send Money” form. Pay the amount you want to deposit to your GCash account, plus the transfer fee, and you’re all done!


  • Authorized Outlets

    To cash in via authorized outlets, go to a transfer machine, tap GCash, and the amount you want to deposit. You'll receive a receipt or barcode, which you’ll present to pay for the amount and complete the transaction. Alternatively, you may ask at the outlet counter and notify them you want to cash in via GCash.


Where Can You Cash Out?

In urgent situations where you can’t withdraw directly from an ATM, you can always cash out directly from your e-wallet. Just visit any of these GCash partner outlets:

  • Bayan Center
  • SM Business Center
  • Puregold
  • RD Pawnshop
  • Tambunting Pawnshop
  • Villarica Pawnshop
  • Robinson’s
  • ExpressPay


How Can You Cash Out?

There are times when cashless payment is unavailable, and you need to get money quickly. Don’t worry, GCash provides many options for cash out.


  • Convenience Stores

    Most convenient stores will let you withdraw funds straight from your GCash account. All you need to do is approach the store counter and let them know you want to cash out. They’ll ask you for your valid ID, mobile number, and the desired amount.


  • Pawnshop

    Like cashing out at convenience stores, the nearest pawnshop will let you withdraw money from your GCash account with a few easy steps. Head over to the pawnshop counter, present an ID, mobile number, and the amount you want to take out, and you’ll receive the funds in no time.


  • Supermarket

    The process only requires you to provide one valid ID, cellphone number, and how much money you need. It’s a straightforward process that lets you take out the necessary funds and complete your grocery shopping in one convenient place.


  • Payment Facilities

    GCash has expanded its operations to allow cash-outs at multiple payment facilities nationwide. Simply visit your preferred payment establishment and provide a single ID for verification, your contact number, and the amount you wish to withdraw.


  • Department Stores

    Dropped by the store for a little shopping session but short on cash? Standing in long bank lines is now a thing of the past, as you can now cash out in your favorite department stores. Approach the counter and present one ID, preferably government-issued. Provide your contact information and decide how much you want to take out.


What's a GCash MasterCard?

Take GCash on the go with the GCash Mastercard. All fully verified GCash users can use the reloadable physical card offline to pay for purchases at any official Mastercard affiliate store. GCash Mastercard also provides online access you’ve grown accustomed to while allowing you to complete transactions physically.


How Can You Apply for a GCash MasterCard?

If you’re interested in getting one for yourself, here’s how to get a GCash card:

  1. Access the GCash app and click “View All” on the main menu.
  2. Scroll down until you reach the “Others” section and choose “Cash Out.”
  3. On the next page, click the “Delivery” option.
  4. Fill out the application form. Once done, click “Next.”
  5. Tap “Pay” to complete your order. The physical card will cost ₱150, with a ₱65 delivery fee, and you can avail of up to three GCash Mastercards monthly.
  6. Finally, a message will appear that you’ve successfully placed your card order, which will arrive within 10 business days.


After receiving your GCash Mastercard, you still need to activate it. All you have to do is go on the GCash app, and in the lower right portion of the home screen, click “Profile” and then “My Linked Accounts.” Choose “GCash Cards,” and you’ll receive an OTP code for identity verification. Input the 16-digit number of your physical card and click “Link Card.”


What are the Latest Features of GCash?

Pay or receive money with GCash Personal QR

QR codes are convenient and secure. Merchants can generate and use QR codes for smoother transactions and payments, but individual users can, too! GCash’s QR code feature lets you generate unique QR codes to pay or receive money. 


With this, you don’t have to disclose your mobile number, and it eliminates the fear of sending money to the wrong numbers, making transactions safer and easier for the people involved. 


Enhanced security through GCash DoubleSafe

As more transactions are now being done on mobile apps, GCash has added a layer of protection via DoubleSafe to strengthen security and privacy. Now, fully verified users can use a “selfie scan” feature, while non-verified members can add an OTP to prevent unauthorized transactions or access to their accounts.


Your biometric characteristics are impossible to hack and steal, making your account even more secure from fraudsters and scammers. Rest easy knowing that you’re the only person who can access your GCash account on all your linked devices with these security measures.


Make sure to update the GCash app to the latest version and enable the feature on your account to use this.


Communicate with your peers through GChat

Make communicating with your friends, family, and other contacts seamless with GChat. The in-app messenger lets you share receipts and conduct transactions without leaving the GCash app. You never have to screenshot a message again to trace your transaction history. Plus, this makes reporting to Gigi, GCash’s virtual assistant bot, much faster!


Go global using GCash Overseas

You might be asking, “Can I use GCash abroad?” Worry not because GCash is the first electronic wallet in the Philippines to allow cross-border digital payments from multiple countries. Your options for sending funds to your family have expanded, as GCash Overseas enables you to make bank transfers and send money from one GCash account to another for free.


The feature also makes paying for your travels much easier. Make cashless payments wherever you are and give yourself peace of mind while enjoying your grand excursion.


How Does GCash Bridge the Gap in Financial Institutions?


GCash was awarded the Best Mobile Payment Service in the 2018 Telecom Asia Awards. Data from App Annie, the industry standard for mobile data and analytics, also ranks GCash as the top finance app (10 million downloads within nine months) with the most active users among Filipinos. These achievements come with a deeper significance to the country.


In 2021, over 34 million Filipinos were found to have no bank accounts due to insufficient funds, lack of documents, and refusal to open one. The silver lining is that in a country of almost 114 million people, 79 million are mobile users.


GCash bridges the gap between the banked and unbanked sectors by allowing anyone to pay for bills and online or offline shopping, load prepaid cards, and send or receive money to and from loved ones no matter where they are in the world. Credit lines have also become available with GCash, allowing all users to make urgent transactions.


Gain Digital Financial Freedom with GCash

GCash is more than just your typical mobile wallet — it’s a game-changer that gives you complete control regarding managing your finances. Send and receive funds instantly, pay bills with a single tap, and shop online to your heart’s content, all from the convenience of your smartphone.


Experience a revolutionary leap into the world of seamless, secure, and convenient digital transactions with GCash. Join the millions of satisfied users today and enjoy all the benefits a new era of financial empowerment offers at your fingertips.



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