E-wallets are changing the game, offering a fast, secure, and convenient way to handle your money. You can pay bills on the go, send money to your family instantly, and shop online without needing a credit card.

This guide will show you how to quickly top up your digital wallet, so you can enjoy cashless payments wherever you go. No more long lines at the ATM or digging through your bag for loose change—just tap, pay, and go about your day.

Thanks to its many features and easy-to-use design, GCash is a top choice for millions of Filipinos. You can fund it through online banking, at partner outlets, or through international banks and partners.

Topping up your GCash is a breeze with online banking.

1. Open the app and make sure you’re in the “Wallet” Tab.
2. Tap on "Cash In."
3. Select "Local Banks" from the options on “How to Cash In.”
4. Choose your bank from the list. If you don't see your bank, scroll down to the bottom and tap on “Other Ways to Cash In.”
5. Enter the amount you want to add. Double-check that it's correct.
6. Confirm the transaction. You might need to enter your online banking password or a one-time PIN (OTP) for security reasons.

No bank account? No problem! GCash partners with thousands of stores nationwide, so you can easily add cash to your wallet.

1. In the app, tap "Cash In."
2. Select "Over-the-Counter" to view a list of partners. The app's "View Nearby Partners" feature allows you to locate the nearest one in the app.
3. Choose your preferred partner (e.g., 7-Eleven, Cebuana Lhuillier) and follow the instructions.
4. At the counter, tell the cashier you'd like to load your GCash.
5. Provide your GCash-registered mobile number and the exact amount.
6. Pay in cash. The cashier will process your transaction.
7. Keep the receipt as proof of payment. Your balance will update instantly.

Remember, over-the-counter cash-ins are capped at ₱8,000, and going over may incur fees. This limit resets on the first day of each month.

You can cash in through GCash’s global partners if you’re a fully verified user.

1. In the app, tap "Cash In."
2. Choose "Global Banks & Partners."
3. Select your preferred method:
• Partners: Connect to providers like PayPal or Western Union.
• International Banks: Link your account if you're fully verified.
• Online Remittance Claim: Use your reference number.
• Remittance Partners: Receive money through their website, app, or branch.
4. Follow the specific instructions for your chosen option.

Pro Tip: GCash also lets you conveniently withdraw your funds when needed, offering different withdrawal options.

Grab isn't just for rides and food anymore. Now, you can shop online, pay bills, and send money to friends. Keep your GrabPay topped up for all your daily needs.

If your bank account is linked to Grab, this is the easiest way to top up.

1. Open the Grab app and go to the "Payment" tab at the bottom of the screen.
2. Tap on "Cash In."
3. Choose "Linked Bank Account" from the list of options.
4. Select your bank from the list of supported banks.
5. Enter the amount you want to add to your wallet.
6. Confirm the transaction. You'll likely be redirected to your bank's online banking portal to complete the payment.

Link your card to GrabPay for a quick and convenient way to add funds directly from the app.

1. Open the Grab app and tap on the "Payment" icon.
2. Tap "Cash In," then select "Cards."
3. If you still need to link a card, scan it or manually enter your details (card number, expiration date, and CVV).
4. Enter the amount you want to add.
5. Review the information and confirm. You might need to enter an OTP for security.

GrabPay partners with many stores nationwide for easy cash-ins.

1. You can find a nearby partner using the Grab app. Popular options include 7-Eleven, SM Business Center, and Cebuana Lhuillier.
2. At the store, tell the cashier you'd like to "cash in" to GrabPay.
3. Open the Grab app, tap "Payment," then "Cash In."
4. Choose "In-Store," select the store, and enter the amount.
5. Confirm, and a barcode will appear.
6. Show the barcode to the cashier and pay in cash. 
7. Your balance will be updated shortly after.

GrabPay offers even more ways to put money in your virtual wallet. If your bank isn't linked, you can still use "Online Banking with Instapay" to easily transfer funds from your bank. You can also add money from another digital wallet using the "E-Wallets with Instapay" option.

GCash and GrabPay aren't your only options. Other virtual wallets with unique perks include:

• Vybe: This sleek app focuses on lifestyle spending, offering rewards and discounts at partner merchants. Fund it via online banking, debit/credit cards, or at Robinsons Supermarket and Uncle John’s (formerly Ministop).
• Coins.ph: Known for its crypto features, Coins.ph also functions as a regular e-wallet. You can add money at 7-Eleven, use online banking, or even cash in at remittance centers.
• Cliqq: Linked with 7-Eleven, load up at any branch and use it for in-store purchases and bill payments. You can also link your bank account or debit card to add funds.

Funding your mobile wallet is easy, but security is critical. Always double-check the recipient's information and the amount before confirming any transaction. Only use the official app or authorized partners to load cash. 

Beware of mobile and online scams! Never share your PIN, OTP, or security codes, even if someone claims to be from your bank. Remember: when accessing your cash online, avoid using public WiFi. Instead, protect your information by using a secure connection.

Enjoy convenient and secure cashless payments via GCash, GrabPay, or other e-wallets. Choose from mobile prepaid promos or postpaid plans to get reliable internet access for loading your e-wallet anytime, anywhere!