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Career & Money

How to Earn Money with GCash

Smiling young Asian woman on her phone, sitting on the sofa.

You can make money every day through savings or job games using GCash!

In the era of side hustles, people are always looking for new ways to earn money. If you’re one of those, the answer may be in the palm of your hand. GCash has come far from its humble beginnings as a money transfer service. Today, it has become a versatile finance app that can even help you make extra cash. Read on to discover the tips and tricks on how to earn money using GCash.

Requirements for Earning Money with GCash

You must be fully verified to earn money on GCash. It's a simple process. First, ensure you have your GCash-registered mobile number and a valid government-issued ID. Then, log in to your GCash account and click “Verify Now.” Choose to get fully verified and upload a photo of your valid ID. Tap "next" and take a selfie. Fill in and review your information. You can get verified on GCash as quickly as 24 hours.

How to Earn Money Using GCash

Now that your account is verified, you can start earning. There are several ways to make money with GCash.

1. Invite family and friends to join GCash.

For each successful referral you make through the GCash app, you earn ₱50. The app allows users to refer up to 25 people monthly, capping your earning potential at ₱1,000. You can share your referral code via SMS, QR, and other messaging apps.

2. Sell prepaid load.

Selling prepaid load can be a lucrative way to earn money. Simply navigate to the “Buy Load” section and stock up on load. Then, you can sell load in increments, adding a three to five-peso profit margin.


Selling load as a small business idea is promising. Suppose you sell load 30 times daily with a profit margin of ₱5 per load. You could easily earn ₱150 daily or ₱4,500 monthly!

3. Play money-earning games.

Catering to its mobile gaming crowd, GCash has cleverly introduced play-to-earn games. Goama, is a platform for mobile games that vary in genre while mgames offers a range of casual and easy-to-play games.


Both mgames and Goama offer play-to-earn opportunities. In Goama, players need to pay an initial fee (minimum of ₱15) for each tournament, granting seven days of unlimited play to improve their rankings. On the other hand, mgames require players to purchase tokens, priced at ₱15 each, to compete in various games. It’s recommended to have at least ₱15 in your GCash account to buy these tokens for competition.


You’ll occasionally encounter tournaments offering prize pools of ₱10,000 or more. But most games have a conversion of one peso per 100 coins earned. If you make 1,000 coins daily, you could end up with ₱70 weekly and enjoy a monthly earning potential of up to ₱300.

4. Collect cashback vouchers.

Spending money doesn’t have to mean losing money. Through GCash’s cashback feature, you can earn cash rewards that rack up over time.


GCash offers drugstore, supermarket, cinema, and bill cashback vouchers with a rate of 1% on most transactions. If you spend roughly ₱10,000 monthly on cashback-eligible transactions, you can earn back ₱100.

Person browsing on their phone looking at cash back options.

Earn money when you spend money on GCash!

5. Maximize your savings with GSave.

Offering an attractive interest rate of 2.6% per annum, GSave by CIMB is an efficient way to grow your funds. The account accommodates balances up to ₱5.5 million (around USD 100,000), with interest earnings applicable up to ₱173,000 (approximately USD 3,100).

6. Register for GFunds.

With just ₱50, GFunds users can invest in professional money management, opening accounts with annual trust fees of up to 1.75%.

Each fund has varying risk profiles of conservative, moderate, and aggressive. The two available fund types are Unit Investment Trust Funds (UITF) and equity funds. UITFs gather your money with others to invest in different assets, while equity funds invest your money mainly in stocks.

Make the most of your investments by diversifying your portfolio, which allows for more flexibility and mitigates the associated risks.

7. Get tickets for the Lucky Load weekly draw.

Buying load through GCash offers dual benefits. Not only can you resell it, but with every purchase of ₱50 or more, you also get a chance to win ₱100,000 in the Lucky Load weekly draw. Plus, if there are no winners for several consecutive weeks, the prize pot accumulates, potentially increasing your winnings!

8. Refer a job.

Depending on the job referrals available through the GCash app, you can earn up to ₱4,000. You can filter through jobs according to preferred work locations, employment types, and industries.


Roles range from accounting managers to store supervisors, and you’ll never be short of referrals—just keep refreshing!

A woman pointing out something on a mobile phone to another woman.

Enjoy referral fees when you help someone get a job on GCash!

9. Stay updated.

GCash regularly provides new opportunities to earn, so staying updated can give you a significant advantage. Currently, what you can look forward to on GCash are opportunities for part-time work and quick tasks like answering surveys.

Now that you’re better versed on how to earn money with GCash , your savings account is set to grow. To maximize your earnings, stay informed about the latest updates and fully utilize all available income streams. Another budget hack is to maximize prepaid promos, like Globe's Go59. For only ₱59, you get 5 GB of data, which you can use to binge-watch content, play online games, or learn new skills to boost your financial well-being.

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