How You Can Use GCash To Make Life Easier

Enjoy your experiences with GCash



Nowadays, it’s possible to do wonderful things through your smartphone. You can talk to anyone anywhere in the world, play music whenever you want and look up anything online in the blink of an eye.


A more recent and notable digital development in this space is the e-wallet, of which the Philippines is no stranger to thanks to GCash. Arguably a household name for convenient electronic transactions, GCash is a local app that you can install on any of your devices—be it a smartphone or a tablet. It allows you to pay your bills, purchase goods and services and even send or receive money wherever you are.


To date, GCash has made financial transactions easier for its 20 million registered users. And with over 63,000 partner merchants in the country, it truly has helped revolutionize the way Filipinos transact.


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GCash takes financial inclusion to the next step with its accessibility to the unbanked sector of the country, as well as to different mobile network users. Regardless of where you are, you can enjoy all the benefits that come with the innovation.



What Can You Do With GCash?

GCash takes convenience to an entirely different level. You can do so much on the app that it has effectively taken away the struggles of braving heat—or rain—in Manila traffic, as well as long lines and wasted time. With the hours you save, you can invest more in the things that infinitely matter more: family, friends, passions and health.


Pay bills. GCash takes the dread out of waiting in long lines at payment centers. With a simple tap on your screen, you’re finished paying off your financial obligations. The app allows you to pay utilities, credit card bills, government bills, loans and even tuition fees without breaking a sweat.


To make things even easier, GCash allows you to save your preferred billers and billing details on the app and can set a monthly reminder so you never oversee another due date! Also: the occasional rebate.


Book movies. Take more control of your leisure time and book your seat at movies as early or as late as you want at any our partner cinemas. Skip the queue and straight to the theaters of your favorite Ayala Malls, SM Supermalls and Uptown Bonifacio.


Transfer money. Stressed about the fees that your bank charges whenever you transfer or send money to another account? Install the GCash app and transact for free! You can send money to anyone or any of our partner banks in real time.


The Send Money To Bank Account feature lets you transfer money from your digital wallet to any partner bank—eliminating the need for multiple banking apps! Meanwhile, GCash also allows you to transfer money to another GCash wallet with no additional charges no matter what network you’re using.


Cash Out/Withdraw Cash. If you’ve accumulated a significant amount of GCash, you can cash out the money through partner outlets, transfer directly to your bank account or withdraw from any Bancnet ATM with your GCash card.


Use GCredit. Think of GCredit as your personal credit line with the app. You can use it to shop now and pay later at partner merchants or to pay your bills. This feature is only available for fully verified users who have raised their GScore to acertain level, however—so use the app often! The more transactions you make, the bigger your limit will be.


Buy load. Running low on load? You can top it up through the GCash app! Buy load for any network and possibly earn a 5 percent cashback! Aside from prepaid load, you can also purchase load combos, gaming pins and even broadband packages.


Borrow load. If you’re low on digital cash but need the load urgently, you can take advantage of the Borrow Load feature of the app. You’ll have two days to pay back the amount without having to pay interest or service fee.


Shop online. The GCash online shopping feature allows you to shop from local and international online stores. To avail of this feature, apply for American Express Virtual Pay through the GCash app with your email or get a GCash Mastercard for just P150.


Buy in-store. Besides the online shopping, you can make the most out of your account by using it to pay for in-store purchases with over 63,000 GCash merchants. Enjoy the experience of going cashless when you shop; just scan the store QR code to pay with GCash when you buy food, groceries, clothes and more.


Mobile Facilities and Online Banking Partners

With GCash, you never have to worry about urgent money matters. You can send money to your loved ones or make transactions with other users through these mobile facilities and online banking partners:

  1. 7-Eleven Barcode
  2. MoneyGram
  3. Western Union
  4. BPI to GCash
  5. PayPal to GCash
  6. RCBC to GCash
  7. Mastercard/Visa Debit to GCash
  8. UnionBank to GCash


Where Can You Cash-In?

Your balance running low? Do a quick cash-in to replenish your funds—just don’t forget to bring a valid government-issued ID—at these partner outlets:

  1. Globe stores
  2. Bayan Center
  3. SM Business Center
  4. Cebuana Lhuillier
  5. 7-Eleven CLiQQ kiosks
  6. Puregold
  7. RD Pawnshop
  8. Tambunting Pawnshop
  9. Villarica Pawnshop


Where Can You Cash-In?

In urgent situations where you can’t withdraw directly from an ATM, you can always cash out directly from your e-wallet. Just visit any of these GCash partner outlets:

  1. Bayan Center
  2. SM Business Center
  3. Puregold
  4. RD Pawnshop
  5. Tambunting Pawnshop
  6. Villarica Pawnshop
  7. Robinson’s
  8. Expresspay


How Does GCash Bridge The Gap In Financial Institutions?

GCash was awarded the Best Mobile Payment Service in the 2018 Telecom Asia Awards—and with its achievement comes a much deeper significance to the country.


In 2018, 66 percent of Filipinos were known to have no bank accounts because of bank inaccessibility and lack of documents. Nine out of 10 locals were also found to have no access to credit cards, credit lines or credit scores. The silver lining in this situation, however, is that in a country 107 million people, 73 million are mobile users, of which 67 million are online at any time of the day.


GCash bridges the gap between the banked and unbanked sectors by allowing anyone to pay for anything from bills to online and offline shopping, load for prepaid cards and sending or receiving money to and from loved ones no matter where they are in the world. Credit lines have also become available with GCash, allowing all users to make urgent transactions.


How Else Can You Maximize GCash?

Everyone has the opportunity to use GCash, whether or not they’re Globe users of have the usual bank requirements. When you’ve embraced the mobile payment service and are ready to take your experience further, then you can make the swtich from a Globe prepaid sim to a postpaid line.


By subscribing to Globe Postpaid, you’ll be able to earn mobile promos, bill rebates and points—which you can use as cash at a variety of partner stores. Live with the convenience of paying your bill through GCash, too. Not only will you boost your GScore but you’ll also be able to get more GCredit perks in no time!



GCash is available for download on the Play Store for Android and the App Store for Apple.

 

Did you know that you could also get a free GCash QR voucher when you register to Prepaid promos? Click on to find out how you can make every day EXTRA with GoSAKTO90.



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