Never miss a credit card payment again. The GCash app allows you to pay bills and transfer money no matter where you are. It’s also conveniently available 24/7, preventing you from paying fees. Being an adult is hard enough without stressing over missed payments, right? With GCash at your fingertips, you can stay on top of your finances. 

Learn how to pay off your credit cards through the app and get answers to some FAQs below.

Settling your bills through e-wallets like GCash is one of the fastest and most intuitive credit card payment methods. The rest of the process is easy if you already have a verified GCash account. Simply follow these steps:

Your existing balance should be enough to cover your bill. If not, you can cash in through over-the-counter partners and online banks.

GCash partners with banks nationwide (like BPI, Citibank, HSBC, and more) to make their hassle-free payment service available to credit card holders everywhere.

Check your bill to determine your outstanding balance. Then input your account or credit card number, account name, and email address (optional). Make sure to review your details before clicking "Next."

GCash will confirm your transaction by sending a message to your registered mobile number or email address.

Speed up future transactions by enrolling your go-to billers. This way, there’s no need to input your account details every time!

Service fees may apply when you're settling your bill. You can check your billers and their associated charges. These charges apply regardless of the amount you’re paying. So, be sure to have an extra ₱10 or so in your wallet to cover the additional costs.

Timelines for the processing of payments vary depending on the biller. For example, BPI credit card payments come through within three business days.

Meanwhile, some postings happen in real time or by the next day. Generally, expect to wait between one to three business days. If possible, send your payments far ahead of the deadline to avoid incurring late finance charges.

For now, most credit card companies don't allow automatic transfers via GCash. However, you can set up scheduled payments for other recurring bills.

You can easily activate this feature by clicking the "Bills" icon and selecting "Schedule Bill Payments." Participating billers include insurance, loans, and cable companies, among many others.

Yes, GCash is a secure payment method. The service is duly registered with and licensed by the Bangko Sentral ng Pilipinas (BSP). The app requires users to log in with their MPIN and input an OTP (One-Time PIN) for every transaction. You'll get regular reminders not to share these authentication codes with anyone.

GCash also has a DoubleSafe feature that secures your account with two levels of authentication. Whenever there's a new login from an unknown device, it'll prompt the user to undergo Facial and OTP verification.

You can also set up security questions and enable biometrics login for added protection. On top of these features, GCash offers a Customer Protect program that ensures users aren't liable for unauthorized transactions on their account.

Paying your bills on time can be safe and hassle-free with the right digital tools. Download and explore the GCash app to find out how else it can assist you in fulfilling your financial responsibilities.